BUSINESS INSURANCE SOLUTIONS
It is not easy to run a business. Your energy should be devoted to growing and grooming your business, and not worrying about insurance. Trust us to craft an insurance portfolio that fits you, your business, and your future.
General Liability is essential to a business, and does two major things. First, it protects you if someone is injured on your property. Second, it covers the cost of damage to a third-party's property caused by you or your team.
If you have employees, Worker's Comp is a must. We understand the priority in keeping employees safe, but accidents do occur. Worker's Comp covers expenses your business may incur when an employee experiences a job-related injury or disease.
General Liability is great, but there are situations in when the repair or settlement exceeds your coverage. A Business Umbrella policy can come in to cover the rest of the unforeseen expenses so it does not have to come out-of-pocket from you.
Employee Practice Liability
Employee Practice Liability (EPLI) grants protection in case your business is sued as a result of a wrongful termination or sexual harassment claim. Important note: this coverage is NOT included in a General Liability policy.
If you are a business that uses vehicles you own, rent, or lease, then Commercial Auto is highly recommended. This coverage will protect both the vehicles and your business in the event of a loss.
Commercial Property protects your office equipment and property in case of loss or theft. These items can range from couches to solar panels, and anything in between.